Medicare Supplement Plans, also known as Medigap plans, are supplementary insurance policies that help cover the out-of-pocket expenses that are not covered by Original Medicare. These plans are offered by private insurance companies and are regulated by the government. AARP (American Association of Retired Persons) is one such private insurance company that offers Medicare Supplement Plans.


In this article, we will discuss AARP Approved Medicare Supplement Plans 2023 in detail. We will cover the types of plans available, their benefits, eligibility criteria, and how to enroll in them.


Types of AARP-Approved Medicare Supplement Plans 2023:


AARP offers 10 standardized Medigap plans that are approved by Medicare. These plans are labeled with letters A, B, C, D, F, G, K, L, M, and N. Each plan offers different benefits and coverage options. Let's take a closer look at each plan:


Plan A: This is the most basic plan that covers only the essential benefits of Medicare Part A and B.


Plan B: It offers the same coverage as Plan A, along with coverage for the Medicare Part A deductible.


Plan C: It provides coverage for everything that Plan B covers, plus some additional benefits like skilled nursing facility care, foreign travel emergencies, and Medicare Part B excess charges.


Plan D: This plan covers everything that Plan B covers, along with coverage for skilled nursing facility care and foreign travel emergencies.


Plan F: It offers the most comprehensive coverage, including coverage for all Medicare deductibles, copayments, and coinsurance.


Plan G: It provides almost the same coverage as Plan F, except that it does not cover the Medicare Part B deductible.


Plan K: It covers 50% of the cost-sharing expenses of Medicare Part A and B.


Plan L: It covers 75% of the cost-sharing expenses of Medicare Part A and B.






Plan M: It offers the same coverage as Plan D, along with coverage for 50% of the Medicare Part A deductible.


Plan N: It provides coverage for everything that Plan D covers, except for the Medicare Part B deductible and excess charges.


Benefits of AARP Approved Medicare Supplement Plans 2023:


Here are some of the benefits of enrolling in AARP Approved Medicare Supplement Plans 2023:


Comprehensive Coverage: AARP Approved Medicare Supplement Plans 2023 offer comprehensive coverage that can help you pay for the out-of-pocket expenses that are not covered by Original Medicare.


Guaranteed Renewability: As long as you pay your premiums on time, AARP Approved Medicare Supplement Plans 2023 are guaranteed to be renewed each year.


No Network Restrictions: You can choose any doctor or hospital that accepts Medicare, regardless of whether they are in the AARP network.


No Referrals Required: You do not need a referral to see a specialist under AARP Approved Medicare Supplement Plans 2023.


Discounts: AARP members may be eligible for discounts on their Medicare Supplement Plans.


Eligibility Criteria for AARP Approved Medicare Supplement Plans 2023:


To be eligible for AARP Approved Medicare Supplement Plans 2023, you must meet the following criteria:


You must be enrolled in Original Medicare (Part A and B).


You must live in the state where the plan is offered.


You must be at least 65 years old (or have a qualifying disability).


You must not have any other Medigap policy.